Flexible Dental Financing in Netcong, NJ

Don’t let cost keep you from getting the dental care you need. At Beckman Dental Excellence, we’ve partnered with Cherry and CareCredit to make treatment affordable with flexible payment plans. Apply in seconds and break up the cost of care into manageable monthly payments—with no upfront costs or hidden fees.

Our Financing Partners

We work with trusted financing platforms Cherry and CareCredit to bring you low-stress payment solutions.

Cherry

Cherry offers quick, flexible payment plans with no hard credit check required for approval. You can split your treatment cost into equal monthly payments, with 0% APR options for qualified patients. The application takes seconds and can be done right from your phone.

Get prequalified for our office

CareCredit

CareCredit is a widely accepted healthcare credit card that lets you finance larger dental expenses over time. It often offers promotional interest-free periods, and you can use it for other health-related expenses beyond dentistry. Approval is based on credit history and may involve a hard credit check.

Why choose financing?

Life happens—and sometimes dental care can’t wait. Financing may be the right option if:
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You don’t have
dental insurance

You’re facing an
unexpected procedure

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You prefer to pay over time, interest-free

Frequently Asked Questions (FAQ's)

Can I use financing if I have dental insurance?

Yes! Financing can help cover any out-of-pocket costs your insurance doesn’t pay, including copays or treatments not covered.

Will applying affect my credit score?

No. Cherry and CareCredit offer pre-qualification with a soft credit check, so there’s no impact to your credit just to see your options.

What if I need help choosing a plan?

Our front desk team can walk you through the process and help you apply in-office or online—whatever is easiest for you.
Call us at +(973) 347-0080 for help.